These terms of use govern your access to and use of the Last Mile Capital website at lastmilecapital.co.uk and any pages or content within it. By using the website you agree to these terms. If you do not agree, please do not use the website.
These terms were last updated on 4 May 2026.
Who we are
The website is operated by Last Mile Solutions Limited, trading as Last Mile Capital, a company registered in England and Wales under company number 16461576. Our registered office is 167-169 Great Portland Street, 5th Floor, London, W1W 5PF. You can contact us at hello@lastmilecapital.co.uk.
Last Mile Capital is a specialist asset finance arranger. We work with limited companies, partnerships, and other commercial borrowers. We are not authorised or regulated by the Financial Conduct Authority. The website and our services are intended for businesses, not consumers.
Acceptance of terms
Each time you access the website you accept these terms as they apply at that time. We may change these terms from time to time and the version in force is the version published on this page. Please check this page periodically. If you continue to use the website after we make changes, you are deemed to accept the change.
Who can use the website
The website is intended for use by people accessing it in a business capacity in the United Kingdom. If you are accessing the website on behalf of a business, you confirm that you have authority to bind that business to these terms. The website is not intended for individuals seeking consumer credit or for retail investors.
No advice, no offer, no contract
The information on this website is provided for general information only. It is not intended to be, and must not be relied on as, financial advice, investment advice, legal advice, tax advice, or any other form of professional advice.
Nothing on the website constitutes an offer to lend, an offer of credit, an offer to enter into a finance agreement, or a recommendation of any specific facility, product, or funder. Any figures, rates, terms, or examples shown are indicative only and are subject to change, to underwriting, to credit assessment, to satisfactory completion of customer due diligence, and to formal documentation between the funder and the borrower.
You should take your own independent professional advice before making any financial commitment. Past performance, indicative pricing, and example structures are not guarantees of future outcomes.
How enquiries work
If you submit an enquiry through the website, we will review it and may contact you to discuss your requirements. Submitting an enquiry does not create any contract between you and us, and does not commit any funder to provide finance. Any facility that proceeds will be documented separately between you and the funder, on the funder’s own terms.
Accuracy of information
We take reasonable care to make sure the information on the website is accurate at the time it is published. We do not, however, warrant that the website is accurate, complete, current, or free from error. Information on the website may become out of date, and we are under no obligation to update it.
Intellectual property
The website and its contents, including text, graphics, logos, images, layout, and source code, are owned by or licensed to Last Mile Solutions Limited. They are protected by copyright, trade mark, database right, and other intellectual property laws.
You may view the website on a screen, and you may print or download extracts for your own internal business reference, provided you do not modify them and you keep all proprietary notices intact. You may not otherwise copy, republish, distribute, sell, license, or commercially exploit any part of the website without our prior written consent.
The Last Mile Capital name, logo, and visual identity are our property. You may not use them without our prior written consent.
Acceptable use
You agree not to use the website in any way that is unlawful, that infringes the rights of others, or that interferes with the proper operation of the website. In particular, you agree not to:
- introduce viruses, trojans, worms, or other malicious code;
- attempt to gain unauthorised access to the website, its servers, or any related infrastructure;
- use any automated system to scrape or harvest content beyond what is permitted by our robots.txt or by reasonable search engine indexing;
- circumvent rate limits, honeypots, or other protections on our forms;
- submit information that is false, misleading, defamatory, or that you do not have the right to submit;
- use the website to send unsolicited communications;
- use the website in a way that could damage our reputation or expose us to liability.
We may suspend or block access to the website in response to any breach of these terms.
Links to third-party sites
The website may contain links to third-party sites, including funder sites and trade body sites. These links are provided for convenience only. We do not control those sites, we do not endorse their content, and we are not responsible for their availability, accuracy, or the way they handle your personal information. Following a link is at your own risk and is subject to the terms and privacy notice of the destination site.
Privacy
How we handle your personal information is set out in our privacy notice at lastmilecapital.co.uk/privacy. Please read that notice before submitting any personal information through the website.
Availability of the website
We aim to keep the website available, but we do not guarantee that it will be available continuously, without interruption, or free from error. We may suspend, withdraw, or change all or part of the website without notice.
Disclaimer and limitation of liability
The website is provided on an as-is and as-available basis. To the fullest extent permitted by law, we exclude all conditions, warranties, representations, and other terms that might apply to the website or any content on it, whether express or implied.
To the fullest extent permitted by law, we will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, arising under or in connection with your use of the website. This includes any loss of profits, loss of business, business interruption, loss of business opportunity, loss of anticipated savings, loss of goodwill, or any indirect or consequential loss.
Where you use the website in a business capacity, you acknowledge that the website is provided for your general information only and that you must satisfy yourself, including by taking independent advice, before acting on anything you read here.
Nothing in these terms limits or excludes our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot be limited or excluded under applicable law.
Indemnity
If you use the website in breach of these terms, you agree to indemnify us against any claim, loss, damage, cost, or expense (including reasonable legal costs) we suffer as a result of that breach.
Severability
If any provision of these terms is held to be invalid or unenforceable, that provision will be removed or modified to the minimum extent necessary, and the remaining provisions will continue in full force and effect.
No waiver
If we do not insist on strict performance of any of these terms, or if we delay in taking steps against you in respect of a breach, that does not mean we have waived our rights and does not prevent us from taking action in the future.
Entire agreement
These terms, together with our privacy notice, set out the entire agreement between you and us in relation to your use of the website. They replace any previous agreements between you and us in relation to that use.
Governing law and jurisdiction
These terms, your use of the website, and any dispute or claim arising out of or in connection with them or their subject matter (including non-contractual disputes and claims) are governed by the laws of England and Wales. You and we agree that the courts of England and Wales have exclusive jurisdiction to settle any such dispute or claim.
Contact
If you have any questions about these terms, please email hello@lastmilecapital.co.uk or write to us at Last Mile Solutions Limited, 167-169 Great Portland Street, 5th Floor, London, W1W 5PF.