Infrastructure Finance for delivery operators meeting zero-emission deadlines.
Clean Air Zones and zero-emission mandates are no longer future policy. They are live deadlines. We fund the fleet transitions and depot charging infrastructure that meet them.
The sector, as it actually trades.
Clean Air Zones and zero-emission delivery mandates have moved from policy proposal to live compliance deadline. Last mile operators must replace diesel fleets with electric vehicles and cargo bikes and install the charging infrastructure to support them. The capital requirement is significant. The timeline is fixed. The funding gap - for operators who do not have the balance sheet to self-fund a fleet transition - is immediate.
What our facilities actually do for you.
We fund into two specific areas. First, fleet transition finance for the acquisition of electric vans, light EVs, and cargo bikes. Second, infrastructure finance for the installation of charging hubs at depots and warehouses. Both are asset-backed, tangible, and directly tied to a regulatory requirement that operators cannot defer. Our facilities are sized to match real operating cashflow - not the optimistic projections that mainstream lenders typically demand and then under-deliver against.
The structure behind the deal.
This is not discretionary spending. Operators must invest, or they lose the right to operate in major urban zones. That regulatory compulsion creates captive, time-sensitive demand for finance - and a real role for a lender with the operational understanding to underwrite it efficiently. We are positioned to be the provider of note for facilities that mainstream lenders, with limited insight into the operating model, consistently fail to offer.
What this looks like in practice.
A representative facility structure for this sector. The numbers and outcomes are illustrative, not a quote.
Representative example only, not a quote. Indicative sizes, pricing, and structures shown are illustrative and subject to credit assessment and final agreement. Last Mile Capital provides finance facilities to limited companies, partnerships, and other commercial borrowers; we are not authorised by the Financial Conduct Authority and do not provide consumer credit.
Let’s talk about your business.
Whether you are a manufacturer needing dealer finance, an operator needing fleet capital, or a funder looking for serialised, asset-backed origination. We would like to hear from you.